The conventional college education is increasingly being challenged by alternate options such as online learning or Executive MBA. Yet colleges do not want the student community to know about this as that would hurt their business. An ROI is typically cited to justify to students that over the course of a lifetime, college degrees yield far greater returns than the sums being paid in the near future. However, a major fallacy of such arithmetic is the fact that it ignores the background of the students who made it. Typically colleges only ‘select’ the best of students available from well connected backgrounds. Such people are likely to succeed in any case. In fact, more than half of college graduates last year in the US got jobs which they could have gotten otherwise too. Thus college education is more of speculation rather than an investment. 


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