Banks often give the impression of being remorseless institutions bound by complicated set of systems. However, some leading banks and financial institutions have innovated their processes which go long way in breaking this stereotype.This list of BFSI includes Standard Bank, Capital One, Citibank, Visa, Commonwealth Bank, Chase, BBVA and Wells Fargo. While specific developments range from one to another, the idea behind them all is to develop specific innovation areas at major office(s). These innovation labs are typically designed to be playful with bright colours. Also they often include real time data analysis centres, demarcations for brainstorming to occur, product testing with customers who provide instant feedback, work with digital ecosystem, seed new ideas and research emerging technology. A breed of professionals termed as creative experts are implementing these ideas. A somewhat detached-from-corporate setting works in these.